Skip to content
DealCalc

Independent deal scoreAnalyzed with CasaWise

DealCalc score

Sample

100 Sample St, Anytown, TX 00000

7.4/10

Solid cash flow. The roof and the HVAC are what to verify first.

Scored

This is a sample listing. The address is fictional and the numbers are illustrative.

Key numbers

Price$265,000
Estimated rent$2,600per month
Monthly cash flow+$305per month
Cap rate7.6%
Cash-on-cash return6.9%
DSCR1.22Debt service coverage ratio
Run your own numbers

Open CasaWise and test your own price, rent and terms.

Get the full report or talk to Daron

Reports and consultations are sold on NestCalc. They never change a score.

Try HomeFastCalc free

Is 100 Sample St, Anytown, TX a good rental investment?

Yes, with eyes open. At $265,000 and $2,600 in rent, 100 Sample St covers its mortgage with room to spare: about $305 a month after vacancy, expenses and reserves, a 7.6% cap rate and a 1.22 debt service coverage ratio. That is a deal that works on paper. Whether it works in practice comes down to the building, and the two things most likely to cost real money here are the roof and the HVAC system. Neither has been inspected, so this page does not put a number on them. Use the checklist below, get the inspection, and price whatever the report says into your offer.

What to check before you buy

A contractor's checklist for this property. Repair costs appear only when they come from an inspection or seller disclosure.

  1. Roof age and remaining life

    The shingles look original to the last renovation, so this is the one line item that can swallow a year of cash flow. Ask for the age in writing and have a roofer walk it.

  2. HVAC condenser and air handler

    A Texas rental lives or dies on cooling. Check the data plate for the manufacture year and run the system through a full cycle during the inspection.

  3. Foundation and site drainage

    Slab-on-grade in expansive clay soil. Look for stair-step cracks in brick, doors that bind, and whether grade and gutters carry water away from the slab.

  4. Supply plumbing material

    Houses of this vintage can still have polybutylene or galvanized supply lines. Either one changes what an insurer will write and what a re-pipe would cost.

  5. Electrical panel brand and capacity

    Federal Pacific and Zinsco panels are refused by many insurers. Confirm the brand, the service amperage, and that there is room for the circuits a tenant will actually use.

  6. Water heater age and location

    Cheap to replace, expensive to ignore. If it sits in an interior closet or attic, confirm there is a drain pan plumbed to daylight before a failure finds the ceiling.

  7. Sewer line condition

    Mature trees on the lot mean root intrusion is a real possibility. A camera scope is a small line on an inspection invoice and the only way to know.

  8. Windows, seals and attic insulation

    These set the cooling bill a tenant pays, which sets what the unit can rent for. Check for failed double-pane seals and whether the attic is insulated to current depth.

Share this score

For agents: send this score to a client in one tap, or drop the card into a listing email.

Download score card

Page link: https://dealcalc.ai/100-sample-st-anytown-tx

DealCalc score card for 100 Sample St, Anytown, TX 00000: 7.4 out of 10
Assumptions used

Change any of these and the score moves. They are shown so you can judge them.

Down payment
20%$53,000
Interest rate
6.75%30-year fixed
Vacancy
5%
Reserves
$150per month
Operating expenses
$640per month
Hold period
10 years
Questions

Does 100 Sample St cash flow?

Yes. After a 5% vacancy allowance, $640 a month in operating expenses and $150 a month set aside for reserves, the property clears about $305 a month over its $1,375 mortgage payment. That is a 6.9% cash-on-cash return on the $53,000 down payment.

What is the repair risk?

Every property has one, and this page does not guess at it. The checklist above names what to inspect on this specific building and why each item matters here. A repair cost appears on a DealCalc page only when it comes from a named source, such as an inspection report or a seller disclosure, and the source is shown next to the figure.

Who scored this property?

Daron R. Hays, a structural engineer and licensed general contractor with 52 homes built and 30+ years in construction and rental investing. The numbers were analyzed with CasaWise; the checklist is his read of the building. This listing is a sample with illustrative numbers.

Who scores these

Daron R. Hays, structural engineer, licensed general contractor, 52 homes built, 30+ years in construction and rental investing.